Institutional investments & reserves
Five cells.
One treasury.
Private capital-allocation mandates structured for reserve stability, liquidity, growth and long-duration deployment under Stratum Fintech Group Treasury oversight.
Institutional use only
These portfolios are private institutional treasury cells. They do not face the retail public and are not presented as collective investment products available for subscription.
Asset Isolation Cell I
Stratum Balanced Fund
Defensive multi-asset
Moderate-risk capital preservation with a structural defence against inflation.
Asset Isolation Cell II
Stratum Equity Fund
Public equity
Long-term capital growth through selective participation in public equity markets.
Asset Isolation Cell III
Stratum Income Fund
Liquidity and fixed income
Low-volatility yield optimisation and settlement-liquidity provisioning.
Asset Isolation Cell IV
Stratum Property Fund
Real assets
Tangible asset backing and durable income participation through real-asset infrastructure.
Master Allocation Cell
Stratum Wealth Rotation Fund
Programmatic fund of funds
System-wide wealth rebalancing and disciplined capital-velocity optimisation.
Treasury Risk Management Matrix
Limits before allocation.
The matrix defines the governance lens for each cell. Numerical volatility, drawdown and concentration limits remain subject to formal treasury and governance approval.
| Cell | Risk posture | Liquidity role | Drawdown governance | Limit status |
|---|---|---|---|---|
| Stratum Balanced FundAsset Isolation Cell I | Moderate | Core liquidity reserve | Capital-preservation triggers and rebalancing bands | Approval pending |
| Stratum Equity FundAsset Isolation Cell II | High | Market-facing growth reserve | Equity exposure, concentration and loss-budget controls | Approval pending |
| Stratum Income FundAsset Isolation Cell III | Low–moderate | Immediate and near-cash reserve | Tight loss tolerance and duration controls | Approval pending |
| Stratum Property FundAsset Isolation Cell IV | Moderate–high | Long-duration strategic reserve | Asset-level valuation and concentration controls | Approval pending |
| Stratum Wealth Rotation FundMaster Allocation Cell | Dynamic | System-wide allocation reserve | Aggregate cell limits and escalation thresholds | Approval pending |
Before allocation
Understand the role, then the exposure.
Every allocation begins with a defined treasury purpose. Final mandates, limits, counterparties and governance conditions will be set out in approved institutional documentation before capital is deployed.